Control
Take greater ownership of your risk strategy with programs designed around your business—not a one-size-fits-all model.
Reinsurance,
Reimagined.
Take control of your risk. Reduce unnecessary costs. Build a more flexible insurance operation.
Why TruRE?
A Smarter Way to Manage Risk
Traditional reinsurance can be complex, costly, and difficult to control. TruRE gives you a more transparent and flexible approach—designed around the way your business actually operates.
Flexibility
Build coverage that adapts to your needs, giving you the flexibility to respond as your business evolves.
Transparency
Know what you're paying for and why. TruRE brings clarity to your coverage, costs, and risk structure.
Optimize Cash Flow
Structure your programs more efficiently to improve cash flow, manage exposure, and strengthen financial performance.
TruRE Segments
Solutions Built Around Your Business
Whether you're an insurance provider, lender, or dealer, TruRE delivers tailored solutions designed to help you manage risk more effectively.
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Specialty Auto'/%3e%3cpolyline%20class='cls-1'%20points='16.41%2033.43%2025.95%2043.73%2042.23%2024.36'/%3e%3c/svg%3e)
Specialty Risk'/%3e%3cpath%20class='cls-1'%20d='M21.84,9.14V3.41a1.72,1.72,0,0,1,1.72-1.72h35a1.74,1.74,0,0,1,1.31.6l8.86,10.42a1.73,1.73,0,0,1,.41,1.11v41.4a1.72,1.72,0,0,1-1.72,1.72H21.84'%20transform='translate(-0.74%20-0.69)'/%3e%3cpath%20class='cls-1'%20d='M59.38,1.69V12a1.72,1.72,0,0,0,1.72,1.72h8.07'%20transform='translate(-0.74%20-0.69)'/%3e%3cline%20class='cls-2'%20x1='36.97'%20y1='22.72'%20x2='61.04'%20y2='22.72'/%3e%3cline%20class='cls-2'%20x1='36.97'%20y1='30.86'%20x2='61.04'%20y2='30.86'/%3e%3cline%20class='cls-2'%20x1='36.97'%20y1='39'%20x2='61.04'%20y2='39'/%3e%3cline%20class='cls-2'%20x1='36.97'%20y1='47.13'%20x2='53.66'%20y2='47.13'/%3e%3cpath%20class='cls-3'%20d='M15.37,54.49c17.78-8.43,13.05-29.22,13.05-29.22L15,20.87,2.32,25.27S-2.42,46.06,15.37,54.49Z'%20transform='translate(-0.74%20-0.69)'/%3e%3c/svg%3e)
Credit Protection'/%3e%3cpath%20class='cls-1'%20d='M21.66,9.7V4a1.71,1.71,0,0,1,1.71-1.72h35a1.7,1.7,0,0,1,1.31.61l8.86,10.41A1.73,1.73,0,0,1,69,14.38V55.79a1.72,1.72,0,0,1-1.72,1.71H21.66'%20transform='translate(-0.56%20-1.25)'/%3e%3cpath%20class='cls-1'%20d='M59.2,2.25V12.56a1.72,1.72,0,0,0,1.71,1.72H69'%20transform='translate(-0.56%20-1.25)'/%3e%3cline%20class='cls-2'%20x1='36.97'%20y1='22.72'%20x2='61.04'%20y2='22.72'/%3e%3cline%20class='cls-2'%20x1='36.97'%20y1='30.86'%20x2='61.04'%20y2='30.86'/%3e%3cline%20class='cls-2'%20x1='36.97'%20y1='39'%20x2='61.04'%20y2='39'/%3e%3cline%20class='cls-2'%20x1='36.97'%20y1='47.13'%20x2='53.66'%20y2='47.13'/%3e%3cpath%20class='cls-3'%20d='M15.18,55.05C33,46.62,28.23,25.83,28.23,25.83L14.8,21.43,2.13,25.83S-2.6,46.62,15.18,55.05Z'%20transform='translate(-0.56%20-1.25)'/%3e%3cpolyline%20class='cls-1'%20points='8.38%2036.22%2012.88%2040.98%2021.1%2030.86'/%3e%3c/svg%3e)
Service Contracts
Vehicle Programs
Customised ProgramsCost Reduction
Reduce Unnecessary Costs.
Improve Your Bottom Line.
Traditional reinsurance structures can create unnecessary costs and limit your ability to optimize your programs.
TruRE helps you identify opportunities to improve program economics, strengthen risk management, and put more control back in your hands.
Traditional
Structure
Necessary Protection
Unnecessary Cost
Friction & Overhead
42%
Efficiency
Opportunity
TruRE
Structure
Necessary Protection
Optimized Cost
More Value Retained
Technology
Technology That Puts You in Control
TruRE combines reinsurance expertise with technology designed to give you greater visibility and control across the entire process.
Capture Lost Profit
Identify opportunities that may otherwise be lost within traditional insurance and reinsurance structures.
More Control & Flexibility
Build and manage programs around your business requirements with greater flexibility.
See Transparency
Gain clearer visibility into your programs, costs, and performance.
Improve Operational Efficiency
Reduce unnecessary complexity and streamline processes so your team can focus on growing the business.
Features
Everything You Need to Manage the Process
A smarter infrastructure for managing modern insurance and reinsurance programs.
Automated Claims
Built into a connected, scalable program workflow.
E-Inspections
Built into a connected, scalable program workflow.
Integrated APIs
Built into a connected, scalable program workflow.
Integrated Inspections
Built into a connected, scalable program workflow.
Built-In Money Movement
Built into a connected, scalable program workflow.
Automated Processes
Built into a connected, scalable program workflow.
Your Business. Your Risk. Your Control.
Reinsurance shouldn't be something you simply accept—it should be a strategic advantage.
TruRE gives dealers and insurance businesses the tools, flexibility, and insight to build smarter risk programs and create greater value from every transaction.
Insights
Insights for a Changing Insurance Industry
Stay informed with practical insights on reinsurance, risk management, insurance technology, and the forces shaping the industry.
01 / INSIGHT
The Future of Reinsurance: Moving Beyond Traditional Models
How technology and alternative structures are changing the way businesses manage risk.
Read insight02 / INSIGHT
Understanding Modern Risk Management
Why greater transparency and control are becoming essential to today's insurance businesses.
Read insight03 / INSIGHT
How Technology Is Reshaping Insurance Operations
From automation to integrated systems, discover how technology can simplify the insurance lifecycle.
Read insightFAQ
Frequently Asked Questions
Straightforward answers to common questions about TruRE programs and risk management.
Can I work with TruRE if I already have a provider?
Yes. TruRE can work alongside your existing arrangements or help you explore alternative program structures where appropriate.
How are claims handled?
Claims are managed through structured processes designed to provide transparency, efficiency, and clear accountability.
Who is responsible for depositing money into the insurance/reserve account?
Funding responsibilities depend on the specific program structure. TruRE will clearly outline the process and responsibilities before implementation.
What happens if I have a large claim?
Your program is structured around defined risk parameters and coverage requirements. TruRE can help you understand how larger claims are handled within your specific arrangement.
Can I have multiple programs operating simultaneously?
Yes. Programs can be structured around different business needs, coverage types, or segments.
How does the claims process work?
Claims move through a defined workflow designed to provide visibility, consistency, and timely resolution.
Who do I send the money to?
Payment and funding instructions are established as part of your program structure and communicated clearly before transactions occur.
Who underwrites the program?
Underwriting arrangements vary by program. TruRE works with qualified insurance and reinsurance partners to structure appropriate solutions.
What is the obligation on the agreements?
The obligations depend on the specific agreement and program structure. All applicable responsibilities, terms, and requirements are clearly defined before you enter the program.